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Our client in Harpenden is attempting to find an inside Audit desultory and Compliance supervisor. here's a really springy half-time role that may swimsuit someone returning to work.
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i would like to commend the Mayor and Councillors of the city of Georgetown on their resolution to set up an Audit Committee and a Procurement Committee. These committees should marginalize the Finance Committee which continues to exist headed with the aid of the ‘historic Timers’.
the primary order of trade could exist for the Audit Committee to learn what exactly prevented the interior Auditor and the team of workers of the Audit arm of the metropolis Council from working for the final three years. throughout the hearings of the fee of inquest into the operations of the Georgetown metropolis Council, it was alleged that their interior audit arm turned into averted from carrying out monetary inspections for the closing three years. it would exist pleasing to grasp if in view that then even if the inside Auditor has been allowed to carry out this censorious exercise and no matter if they Have efficiently done so. it would exist cited however, that the COI counseled that the inside Auditor recall delivery of the pink slip and replaced by a qualified and a competent one. at last, this Committee should still are seeking for the capabilities of several inner most accounting organisations and Have their debts audited and qualified for the closing three years. this would depart a long manner in restoring some credibility to the Council.
because it pertains to the Procurement Committee, neatly they Have their travail reduce out for them. They should examine every bit of the goods and capabilities that Have been and continue to exist procured for the Council. above all, every bit of of those a whole bunch of millions of bucks that Have been doled out to ‘chums & family’ without adherence to bidding procedures and fine board techniques should still exist investigated. indeed every bit of tenders should still exist terminated and re marketed and re awarded after a transparent procedure is undertaken. it is time that well-known contractors who've milked the materiel for years exist finished away with and professional corporations receive an opportunity to provide goods and functions to the metropolis.
keep on Mr. Mayor, the citizens are in the back of you. in case you’re jogging down the appropriate path and you’re inclined to hold going for walks, at eventual you’ll rate growth.
WASHINGTON -- The Puerto Rico Public constructions Authority says the interior income service is auditing $877.9 million in faculty bonds it issued in 2011.
The audit contains $121.5 million in progression 2011 T direct-pay certified zone academy bonds and 4 sequence 2011 R taxable of faculty construction bonds that totaled $ 756.four million.
The Puerto Rico Fiscal company and monetary Advisory Authority filed an event exist conscious on the Municipal Securities Rulemaking Board's EMMA web site Friday on behalf of the public constructions Authority.
The EMMA submitting pointed out the IRS notified the company in a note dated Feb. 7 “that it's examining clear types 8038-CP regarding the regarding sequence R Bonds and the collection T Bonds.”
The buildings Authority observed it “intends to reply to every bit of correspondence from the IRS and intends to continue to cooperate with the IRS in reference to the examinations.”
“The audits Have just begun,” Kristin Franceschi, an legal professional for the public structures Authority who's a companion at DLA Piper in Baltimore, referred to Monday. “At this juncture, it is too early within the technique to rate any comments.”
The federal tax difficulty that is at stake contains the federal payments for the direct-pay subsidy, which isn't one of the most publicly brought up IRS audit priorities for the latest fiscal yr.
The IRS Tax Exempt Bonds office has stated its auditors device to focus on extreme can freight of issuance for private endeavor bonds, defeasance, and public security or prison bonds. The office expects to shut 500 audits in the latest fiscal yr, up a dinky bit from 480 within the 2018 fiscal yr that ended Sept. 30.
The 2011 official observation for the issuance pointed out every bit of pastime payments for the bonds are exempt from commonwealth income, municipal license and property taxes.
“beneath most circumstances, activity from the bonds should exist exempt from united states federal earnings taxation to (i) individuals who are bona fide residents of Puerto Rico every bit of through the total taxable year wherein such hobby is bought and (ii) Puerto Rico corporations,” the OS talked about. “The bonds don't look to exist in any other case exempt from united states federal revenue taxation.”
The certified school structure bonds Have been issued pursuant to a provision of the 2009 American recuperation and Reinvestment Act enacted during the Obama administration.
The authority deliberate to expend the funds for constructing and renovating 100 colleges in line with the trustworthy statement.
although the issuance of qualified zone academy bonds is no longer licensed by pass of Congress, the federal government continues to rate subsidy payments on miraculous bonds.
Tom Sanzillo, director of finance for The Institute for energy Economics and fiscal analysis, indicated he welcomed the IRS audit.
“The IRS determination to assessment the universal public buildings Authority bonds will carry the commonwealth and the americans of Puerto Rico one step nearer to a current day, expectantly one without the figure of harmful political interference and bond market practices that has introduced the economic system to its knees,” Sanzillo spoke of in a press release.
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An internal auditor employed by Sweetwater Union lofty School District warned its chief fiscal officer a year ago that the district’s fiscal books were incorrect — six months before the district claimed it began finding problems with its finances.
The auditor, Frances Martinez, apologized in her report, maxim the problems could Have been uncovered sooner had it not been for her own missteps. Martinez retired in December.
Her report shows that some Sweetwater department heads knew of the district’s fiscal reporting troubles months earlier than previously indicated.
Sweetwater enrolls roughly 39,000 students and is California’s largest secondary school district.
It is being audited potentially for fraud after a status fiscal agency announced in December that the district has long been misrepresenting its finances. Also, the U.S. Securities and Exchange Commission is investigating Sweetwater.
What hasn’t been publicly discussed is the 2018 report by Sweetwater’s internal auditor, Martinez, who organize and reported problems with the finance department that were similar to the status fiscal agency’s findings nine months later.Document
Sweetwater finance department internal audit
Sweetwater’s finance department did not fix every bit of the problems she listed in her internal audit. eventual week, Sweetwater spokesman Manny Rubio said the district is still working on at least one issue.
“Are they taking steps perquisite now to remedy every bit of these issues? Absolutely,” Rubio said. “We understand there were shortfalls in the system, but it has always been their exercise to remedy those as soon as possible.”
It is unclear if district officials paid attention to the audit report when it was finalized. At the time it was openly discussed at a public meeting, and the district does not publish internal audits on its website.
The San Diego Union-Tribune obtained the report through a public record request.
Among the internal auditor’s findings:
• At the immediate of the 2016-2017 school year, Sweetwater’s fiscal records showed a nearly $1 million discrepancy between its universal ledger and the bank statements for its clearing account, which is where the district temporarily holds money for deposit into the county treasury.
• Sweetwater finance staff had failed to hold a check register, a basic log of cash transactions.
• The staff furthermore used “unallowable” documentation to champion accounting transactions, such as handwritten notes on pieces of paper instead of proper receipts or system-generated reports.
Martinez wrote that it was hard for her to trace accounting transactions back to their source documents because most transactions only had a description of “AR,” which stands for accounts receivable. Accounts receivable generally means debt.
Martinez furthermore discovered that Sweetwater’s finance department was conducting wire and phone transfers of millions of dollars from the district’s clearing account, a exercise prohibited by status law.
The clearing account is only reputed to exist a temporary holding Place for money awaiting deposit to the county treasury. Yet the finance department was using clearing account funds to pay settlements, bond interest, a consultant and a technology lease, among other things.
Finally, Martinez organize unusual accounting delays, including that Sweetwater finance staff took up to seven months to deposit money from the district’s clearing account into the county treasury. And one time, a wire transfer payment was not posted in the district’s universal ledger until three months after it was made.
State law says school districts should deposit money from the clearing account into the county treasury daily, though districts can enact so weekly if they assemble county approval. In no circumstance can districts post less frequently than monthly.
Martinez notable in her report that the finance department was correcting transactions for the 2017-2018 school year. She notable that she had trained the department in January 2018 about proper documentation and timely bank reconciliations.
Every school district is expected to regularly check that its bank statements match up with its fiscal records. This practice, called bank reconciliation, is essential to enact at least monthly because it can reveal irregularities in a district’s fiscal books, said Jim Westrum, a member of the Association of School trade Officials International.
But the status fiscal agency’s December report shows Sweetwater still was not doing timely bank reconciliations for every bit of its accounts. The report organize some items dating back to June 2017 had yet to exist reconciled.
Rubio, the district spokesman, said Sweetwater has implemented most of Martinez’ recommendations, though it is still working on monthly bank reconciliations.
The problems organize in the audit could Have been caught earlier, Martinez wrote in her report. She had reviewed the district’s bank documents for the clearing and revolving cash fund accounts for years but neglected to rate positive they matched up with the district’s universal ledger.
Martinez furthermore admitted that she had neglected to “go through the details of the bank statement,” which is why she missed the fact the prohibited wire and phone transfers.
“I apologize for this oversight as these errors could Have been caught earlier,” Martinez wrote.
Martinez was one of about 300 employees who took an early retirement incentive in December. She declined to remark for this story.
Rubio said he is not positive who knew about or read Martinez’ audit report.
“We don’t really know where it went,” he said.
Martinez’ examination of the finance department wasn’t planned. In the eventual two years, nobody in Sweetwater has scheduled an internal audit of the finance department, according to the district’s internal audit travail plans.
In a robust and open conversation, the insurance legend provides unique insights into global trade, his past battles and what the future holds for the industry and his company.
In 1960, Maurice “Hank” Greenberg was hired as a vice president of C.V. Starr & Co. At age 35, he had already accomplished a powerful deal.
He served his country as fraction of the Allied Forces that stormed the beaches at Normandy and liberated the Nazi death camps. He fought again during the Korean War, earning a Bronze Star. He held a law degree from current York Law School.
Now he was ready to rate his designate on the trade world.
Even C.V. Starr himself — who hired Mr. Greenberg and later hand-picked him as the successor to the company he founded in Shanghai in 1919 — could not Have imagined what a designate it would be.
Mr. Greenberg began to build AIG as a Starr subsidiary, then in 1969, he took it public. The company would, at its peak, achieve a market cap of some $180 billion and cement its Place as the largest insurance and fiscal services company in history.
This month, Mr. Greenberg travels to China to celebrate the 100th anniversary of C.V. Starr & Co. That visit occurs at a prickly time in U.S.-Sino relations, as the Trump administration levies tariffs on hundreds of billions of dollars in Chinese goods and China retaliates.
In September, Risk & Insurance® sat down with Mr. Greenberg in his Park Avenue office to hear his thoughts on the centennial of C.V. Starr, the dynamics of U.S. trade relationships with China and the future of the U.S. insurance industry as it faces the challenges of technology development and talent recruitment and retention, among many others. What follows is an edited transcript of that discussion.
R&I: One hundred years is quite an impressive milestone for any company. Celebrating the anniversary in China signifies the significance and longevity of that relationship. Can you command us more about C.V. Starr’s history with China?
Hank Greenberg: We Have a long history in China. I first went there in 1975. There was dinky there, but I had trade throughout Asia, and I stopped there every bit of the time. I’d quit there a pair of times a year and build relationships.
When I first started visiting China, there was only one state-owned insurance company there, PICC (the People’s Insurance Company of China); it was tiny at the time. They helped them to grow.
I furthermore received the first alien life insurance license in China, for AIA (The American International Assurance Co.). To date, there has been no other alien life insurance company in China. It took me 20 years of hard travail to assemble that license.
We furthermore introduced an agency system in China. They had none. Their life company employees would assemble a salary whether they sold something or not. With the agency system of course you assemble paid a commission if you sell something. Once that agency system was installed, it went on to create more than a million jobs.
R&I: So Starr’s success has meant success for the Chinese insurance industry as well.
Hank Greenberg: That’s partly why we’re going to exist celebrating that anniversary there next month. That celebration will occur alongside that of IBLAC (International trade Leaders’ Advisory Council), an international trade advisory group that was establish together when Zhu Rongji was the mayor of Shanghai [Zhu is since retired from public life]. He asked me to start that to attract alien companies to invest in Shanghai.
“It turns out that it is harder [for China] to change, because they Have one leader. My guess is that we’ll travail it out sooner or later. Trump and Xi Have to meet. That will result in some agreement that will assemble to them and they will Have to finish the relaxation of the negotiations. I believe that will happen.” — Maurice “Hank” Greenberg, chairman and CEO, C.V. Starr & Co. Inc.
Shanghai and China in universal were just coming out of the doldrums then; there was a requisite of alien investment. Zhu asked me to chair IBLAC and to attend assemble it started, which I did. I served as chairman of that group for a pair of terms. I am still a fraction of that board, and it will exist celebrating its 30th anniversary along with their 100th anniversary.
We Have a splendid relationship with China, and we’re candid as you can command from the op-ed I published in the Wall Street Journal. I’m told that my op-ed was received quite well in China, by both Chinese companies and alien companies doing trade there.
On August 29, Mr. Greenberg published an persuasion piece in the WSJ reminding Chinese leaders of the productive history of U.S.-Sino relations and suggesting that Chinese leaders recall pragmatic steps to ease trade tensions with the U.S.
R&I: What’s your outlook on current trade relations between the U.S. and China?
Hank Greenberg: As to the current environment, when you are in negotiations, every leader negotiates differently.
President Trump is negotiating based on his well-known approach. What’s different now is that President Xi (Jinping, universal Secretary of the Communist Party of China) made himself the emperor. every bit of the past presidents in China before the revolution had two terms. He’s there for life, which makes things much more difficult.
R&I: positive does. You’ve got a one- or two-term president talking to somebody who can wait it out. It’s definitely unique.
Hank Greenberg: So, clearly a lot of change is going on in China. Some of it is good. But as I said in the op-ed, China needs to exist treated like the second largest economy in the world, which it is. And it will exist the number one economy in the world in not too many years. That means that you can’t expend the selfsame terms of trade that you did 25 or 30 years ago.
They want to Have access to their market and other markets. Fine, but you Have to Have reciprocity, and they Have not been very splendid at that.
R&I: What stands in the pass of that happening?
Hank Greenberg: I deem there are several substantial challenges. One, their structure makes it very difficult. They Have a senior official, a regulator, who runs a division within the government for insurance. He keeps that job as long as he does what leadership wants him to do. He may not exist positive what they want him to do.
For example, the president made a speech many months ago maxim they are going to open up banking, insurance and a pair of additional sectors to alien investment; nothing happened.
The understanding was that the head of that division got changed. A current administrator came in who was not positive what the president wanted so he did nothing. Time went on and the international community said, “Wait a minute, you promised that you were going to enact that and you didn’t enact that.”
So the structure is such that it is very difficult. China can’t react as quickly as it should. That will change, but it is going to recall time.
R&I: That’s interesting, because during the fiscal crisis in 2008 there was talk that China, given their more centralized authority, could react more quickly, not less quickly.
Hank Greenberg: It turns out that it is harder to change, because they Have one leader. My guess is that we’ll travail it out sooner or later. Trump and Xi Have to meet. That will result in some agreement that will assemble to them and they will Have to finish the relaxation of the negotiations. I believe that will happen.
R&I: Obviously, you Have a very unique perspective and suffer in China. For American companies coming to China, what are some of the current challenges?
Hank Greenberg: Well, they very much want to enact trade in China. That’s due to the sheer size of the country, at 1.4 billion people. It’s a very gargantuan market and not just for insurance companies. It’s a whole purview of companies that would like to Have access to China as easily as Chinese companies Have access to the United States. As I said previously, that has to exist resolved.
It’s not going to exist easy, because China has a history of not being treated well by other countries. The U.S. has been pretty splendid in that way. They haven’t taken edge of China.
R&I: Your op-ed was very enlightening on that topic.
Hank Greenberg: President Xi wants to rebuild the “middle kingdom,” to what China was, a powerful country. fraction of that was his takeover of the South China Sea rock islands during the Obama Administration; they did nothing. It’s a dinky late now to try and enact something. They promised they would never militarize those islands. Then they did. That’s a actual problem in Southern Asia. The other countries in that region are not pleased about that.
R&I: One thing that has differentiated your company is that it is not a public company, and it is not a mutual company. They deem you’re the only large insurance company with that structure at that scale. What advantages does that give you?
Hank Greenberg: Two things. First of all, we’re more than an insurance company. They Have the traditional investment unit with the insurance company. Then they Have a sunder investment unit that they started, which is very successful. So they Have a source of income that is diverse. They don’t Have to underwrite trade that is going to lose a lot of money. Not knowingly anyway.
R&I: And that’s because you are a private company?
Hank Greenberg: Yes. They attract a different nature of person in a private company.
R&I: enact you deem that enables you to react more quickly?
Hank Greenberg: Absolutely. When they left AIG there were three of us. Myself, Howie Smith and Ed Matthews. Howie used to flee the internal financials and Ed Matthews was the investment guy coming out of Morgan Stanley when I was putting AIG together. They started with three people and now they Have 3,500 and growing.
“I deem technology can play a role in reducing operating expenses. In the eventual 70 years, you Have seen the expense ratio of the industry rise, and I’m not positive the industry can afford a 35 percent expense ratio. But while technology can help, some additional fundamental changes will furthermore exist required.” — Maurice “Hank” Greenberg, chairman and CEO, C.V. Starr & Co. Inc.
R&I: You being forced to leave AIG in 2005 really was an injustice, by the way. AIG wouldn’t Have been in the position it was in 2008 if you had still been there.
Hank Greenberg: Absolutely not. They had every bit of the perquisite things in place. They met with the fiscal services division once a day every day to rate positive they stuck to what they were reputed to do. Even Hank Paulson, the Secretary of Treasury, sat on the stand during my crucible and said that if I’d been at the company, it would not Have imploded the pass it did.
R&I: And that fateful decision the AIG board made really affected the course of the country.
Hank Greenberg: So many people lost every bit of of their net worth. The current management was taking on billions of dollars’ worth of risk with no collateral. They had decimated the internal risk management controls. And the government takeover of the company when the fiscal crisis blew up was grossly unfair.
From the time it went public, AIG’s value had increased from $300 million to $180 billion. Thanks to Eliot Spitzer, it’s now worth a fraction of that. His was a atrocious misuse of the Martin Act. It gives the Attorney universal the power to investigate without probable occasions and bring fraud charges without having to prove intent. Only in current York does the law accord the AG that much power.
R&I: It’s especially frustrating when you deem the quality of his own character, and the scandal he was involved in.
In early 2008, Spitzer was caught on a federal wiretap arranging a meeting with a prostitute at a Washington Hotel and resigned shortly thereafter.
Hank Greenberg: Yes. And it’s been successive. learn at Eric Schneiderman. He resigned earlier this year when it came out that he had abused several women. And this was after he came out so strongly against other men accused of the selfsame thing. To me it demonstrates hypocrisy and ill-treat of power.
Schneiderman followed in Spitzer’s footsteps in leveraging the Martin Act against numerous corporations to generate multi-billion dollar settlements.
R&I: Starr, however, continues to thrive. You said you’re at 3,500 people and still growing. As you continue to expand, how enact you deal with the challenge of attracting talent?
Hank Greenberg: They did something eventual week.
On September 16th, St. John’s University announced the largest gift in its 148-year history. The Starr Foundation donated $15 million to the school, establishing the Maurice R. Greenberg Leadership Initiative at St. John’s School of Risk Management, Insurance and Actuarial Science.
Hank Greenberg: They Have recruited from St. John’s for many, many years. These are youthful people who want to exist in the insurance industry. They don’t assemble into it by accident. They study to become proficient in this and they Have recruited some very qualified individuals from that school. But they furthermore recruit from many other universities. On the investment side, outside of the insurance industry, they furthermore recruit from Wall Street.
R&I: We’re very interested in how you and other leaders in this industry view technology and how they’re going to expend it.
Hank Greenberg: I deem technology can play a role in reducing operating expenses. In the eventual 70 years, you Have seen the expense ratio of the industry rise, and I’m not positive the industry can afford a 35 percent expense ratio. But while technology can help, some additional fundamental changes will furthermore exist required.
R&I: So as the pre-eminent leader of the insurance industry, what enact you note in terms of where insurance is now an where it’s going?
Hank Greenberg: The country and the world will always requisite insurance. That doesn’t denote that what they Have today is what we’re going to Have 25 years from now.
How quickly the change comes and how far it will depart will depend on individual companies and individual countries. Some will exist more doughty than others. But change will recall place, there is no doubt about it.
More will depart on in space, there is no question about that. We’re involved in it perquisite now as an insurance company, and it will assemble broader.
One of the things you Have to worry about is it’s now a nuclear world. It’s a more hazardous world. And again, they Have to find some pass to deal with that.
So, change is inevitable. You requisite people who can deal with change.
R&I: Is there anything else, Mr. Greenberg, you want to remark on?
Hank Greenberg: I deem I’ve covered it. &
KUALA LUMPUR (Feb 22): The external auditor of London Biscuits Bhd has expressed a qualified persuasion on the group’s fiscal statements for the fiscal year ended Sept 30, 2018 (FY18)
Messrs Nexia SSY, which was appointed as auditors of the group on Dec 20, 2018, said it was unable to answer itself by alternative means concerning the group's physical inventories held at Sept 30, 2018, which are stated in the statements of fiscal position of the group and the company at RM26.89 million and RM20.79 million respectively.
"Since inventories enter into the determination of the fiscal performance and cash flows, they were unable to determine whether adjustments might Have been necessary in respect of the profit for the year reported in the statement of comprehensive income and the net cash flows from operating activities reported in the statement of cash flows," Nexia SSY said in its report attached in London Biscuits' filing with Bursa Malaysia today.
Also reviewed was positive opening balances containing misstatements that materially impress the current period’s fiscal statements.
"Consequently, the items in opening balances as described in detail in Note 39 to the fiscal statements, were adjusted and restated in the fiscal statements.
"We notable that there were significant and material transactions between the group and a customer and as explained in Note 29 to the fiscal statements, the operations were indicative of a related party relationship despite the absence of a legal nexus. Consequently, the inter-company transactions were adjusted and treated as related party transactions (RPT) to reflect the operational arrangements described in Note 29 to the fiscal statements," said Nexia SSY.
The auditor said London Biscuits' management is of the persuasion that RPT disclosure would not apply due to the legal status of the said company.
Another concern identified by the external auditor include the group recognising an impairment of trade receivables of RM1.994 million for FY18, and RM60.39 million were adjusted retrospectively to comply with the impact of the group’s early adoption of MFRS 9.
"In the computation of the expected credit loss (ECL), they were unable to ascertain the correctness of the ageing data of trade receivables as well as the related information utilised to calculate and to measure the ECL.
"Consequently, they are unable to determine whether adjustments are necessary in respect of the ECL and the ageing disclosure in Note 12 to the fiscal statements," said Nexia SSY.
"During the current fiscal year ending Sept 30, 2019 (FY19), acquisition of plant and machinery totalling RM52.467 million was made. They were unable to obtain adequate appropriate audit evidence in respect of these acquisitions," it added.
London Biscuits said its board of directors has resolved to enact an interim limited re-audit or assessment on the key audit matters raised in the auditors' report before the immediate of FY19.
London Biscuits shares closed down 3 sen or 5.26% at 54 sen today, with 8.13 million shares done, bringing a market capitalisation of RM138.5 million.
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